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Refinance loan
Refinancing a loan perhaps is one of the greatest secrets ever kept.
Furthermore, when a refinance loan on the house is not as rare, I bet most of you never considered refinancing your car.
Yet, it is essentially the same.
To refinance loan on a car, you pay off the original car loan with refinancing loan from a different lender who offers lower Annual Percentage Rate (APR).
Eventually, such transaction reduces your monthly car loan payments, not to mention the lower interest rates allowing paying off the entire balance in a shorter period of time.
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